General Disclosure

Reins is a financial technology company, not a bank.

Reins partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank N.A., Member FDIC.

“MARE Trust,” “Trust”, and “Installments” accounts are financial accounts provided by Stripe Payments Company with funds held at Fifth Third Bank, Member FDIC.

For Reins “Trust” or “MARE Trust” accounts, management and advisory services are provided by Dentless Technologies, Inc. (dba Reins).

None of Reins or any of their affiliates, are a bank. Assets stored with Reins through “MARE Trust” or “Trust” accounts are Not FDIC insured, Not Bank Guaranteed, and May Lose Value.

Advisory services are designed to assist clients in achieving a favorable outcome with financial obligations they are liable for with their stakeholders.

They are not intended to provide tax advice or financial planning with respect to every aspect of a client’s financial situation and do not include investments that clients may hold outside of their Reins Treasury account.

For financial accounts provided by Stripe (“Business,” “Wallet,” and “Reserve” accounts):

Business, Wallet, and Reserve accounts are eligible for FDIC pass-through deposit insurance if they meet certain requirements. The accounts are eligible only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. The FDIC insurance applies up to 250,000 USD per depositor, per financial institution, for deposits held in the same type of account. Neither Stripe nor Reins is an FDIC-insured institution. The FDIC’s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.

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